Workers’ Compensation is a complex area of the law. Many workers do not understand these laws and their rights after a workplace injury or illness. The fact of the matter is that the insurance companies that administer these policies will fight to protect their profits, which essentially means taking in premiums from employers and avoiding the payment of benefits whenever possible.
Knowing when to hire a Philadelphia Workers’ Compensation lawyer is the most efficient way to protect your legal rights. Employees in Bustleton, South Philadelphia, and the surrounding areas need to know that our attorneys are here to help and when to reach out for our support. The lawyers of Gross & Kenny, LLP are ready to explain your rights and help fight for the benefits you deserve.
The most obvious situation that may motivate you to hire a Philadelphia Workers’ Compensation attorney is when you make a claim for benefits, and a Workers’ Compensation insurance company denies that claim. An insurance company may deny a claim for many reasons.
Perhaps the most common is when there is doubt that an injury occurred while on the job. Pennsylvania 1915 Act 338 § 301 says that Workers’ Compensation applies after a workplace accident. It defines these accidents as events arising from the performance of your job duties.
Insurance companies in Bustleton and South Philly might challenge your claim by suggesting the injury happened because of horseplay, intoxication, or occurred off the clock. They may also deny claims if there is improper medical evidence connecting an injury to time spent on the job. Our aggressive lawyers are ready to evaluate the stated reason for rejection and determine if an appeal could help overturn this denial of benefits.
Consider hiring a Philadelphia Workers’ Compensation attorney after receiving an incomplete benefit offer. Even if a Workers’ Compensation insurance company accepts a claim and offers to make payments, this does not mean that you need to accept the offer. Especially when an illness or injury is so severe so as to jeopardize your ability to work in the future, these offers may include lump-sum payments to cover your permanent disability.
It is important to remember that these offers will be the final compensation that you will receive following the incident. It is crucially important that this figure adequately addresses your injuries and losses.
At Gross & Kenny, LLP, our lawyers serving Bustleton and South Philly are here to help determine if these payments are proper. If not, our team is ready to negotiate with Workers’ Compensation insurance companies to bring you the compensation you deserve. We can even take a case to the Pennsylvania Department of Labor & Industry if that is what is necessary to bring a fair result.
All employees enjoy protection under Workers’ Compensation insurance plans in Philadelphia, South Philadelphia, and Bustleton. However, this does not mean that suffering a workplace injury or illness will automatically result in the payment of fair benefits. Insurance companies have many reasons to justify a denial of a claim, or they may offer benefits that do not fit the severity of your losses.
Knowing when to hire a Philadelphia Workers’ Compensation lawyer is crucial for these reasons. The attorneys of Gross & Kenny, LLP are ready to step in after you receive a denial or if you are unsure that a proposed benefits package is appropriate. We are here to determine the reason for a denial or inadequate benefit proposal. We then negotiate with insurance companies on your behalf or bring cases before the Department of Labor & Industry. Contact our firm now, as there is a limited time after receiving a denial to protect your rights.
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